Wells Fargo Financing Options

Financing available for instore purchases only.

We offer many financing options provided with approved credit by Wells Fargo.

Apply with Wells Fargo

Snap Financing Options

Why Snap Finance?

Has your credit score taken a hit? Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry; you're not alone! Getting financing can be difficult, and Snap is here to help!

Snap’s *No Credit Needed* Financing refers to our financing options that consider more than just credit reports to determine approvals or denials. In fact, applications for Snap’s lease-purchase and loan financing aren’t even reported to TransUnion, Equifax, or Experian. Our proprietary decisioning process allows us to look beyond bad credit, no credit, and bankruptcy to approve more applicants.

Snap offers multiple payment options, including the option to pay off your lease or loan in under 100 days without additional fees or interest!

Our online application is simple and quick to complete. You’ll know in seconds if you're approved for up to $3,000!

See if you qualify:

  • 1. Are you 18 years old or older?
  • 2. Do you have an active checking account?
  • 3. Do you have a steady source of income?
  • 4. Do you have a valid email address or cell phone?

If you answered Yes to these questions, you’re ready to apply!

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Wells Fargo Financing Options:

No Interest if Paid in Full within 6, 12, or 18 months

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*

  • Minimum purchase of $399 required for 6 month financing
  • Minimum purchase of $999 required for 12 month financing
  • Minimum purchase of $1499 required for 18 month financing

*The Nationwide Marketing Group credit card is issued by Wells Fargo Bank, N.A.. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 03/01/17 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/21.

0% APR for 18, 24, 48, or 60 months**

**The Nationwide Marketing Group credit card is issued by Wells Fargo Bank, N.A.. Special terms apply to qualifying purchases of $500 or more charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 03/01/17 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/21.

Enjoy the benefits of Wells Fargo financing programs

  • Enjoy immediate purchasing power while paying over time
  • Take advantage of special offers and sales events via statement messaging or inserts
  • Make repeat purchases with a dedicated credit line
  • Avoid tying up credit lines on other credit cards

We make it convenient to apply by providing the financing application online. If approved, simply present approval in any Mattress Factory showroom!